RBI Tightens Lending Norms to Ensure Transparency The Reserve Bank of India (RBI), in a major policy move aimed at improving credit accessibility and fairness in lending, has banned foreclosure charges on floating-rate loans extended to individuals and micro or small enterprises (MSEs). The new directive, issued on July 8, 2025, will be effective from January 1, 2026. It applies to all new and...
Bengaluru’s real estate market is witnessing a decisive shift as millennial homebuyers increasingly drive demand for mid-premium residential units priced between ₹1 crore and ₹2 crore. Traditionally dominated by senior executives, investors, and NRIs, this segment is now being actively pursued by younger professionals in the city’s thriving tech ecosystem. Recent market data reveals that nearly...
Apply Home Loan Introduction Buying a home is a big step, and applying for a home loan is often the first move toward making that dream a reality. But before you approach a lender, it’s essential to know whether you meet the basic eligibility criteria. Lenders evaluate several factors to decide how much they can lend you and on what terms. This home loan eligibility checklist will help you...
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by Rajesh Mourya